An SV0001 SV0002 Business Verification confirms operating location and simple activity with lender aligned photos. Standard frames include front, side, and rear exteriors, address confirmation on building or mailbox, monument and facade signage, posted hours, suite markers, and parking or access points. If permitted, interior photos of public areas and active work spaces are added through Interior and Exterior Property Inspection. When a quick exterior proof is sufficient, use Exterior Only Property Inspection. Presence questions can be supported with Occupancy Verification. Financing tied to rolling stock or equipment can add Vehicle Collateral Inspection. Coverage includes Sunrise Mountain, Anthem Estates, the UNLV Campus Area, North Las Vegas Airport, Sun City Summerlin, Del Webb Las Vegas, Water Street District, and Seven Hills. Photos are time stamped and delivered in lender ready order with a secure link.

In a Nevada mortgage package, only some documents are notarized. The most common notarized document is the Deed of Trust, which secures the property as collateral. Other pages that often require notarization include specific affidavits (identity, occupancy, or name variations) and certain title or escrow affidavits when the closing instructions call for them. Many lender forms are executed without notarization and only need signatures or initials.

• Typically notarized: Deed of Trust, corrections/limited power of attorney when required by title, occupancy or identity affidavits, compliance or gap affidavits, and select title affidavits.
• Usually not notarized: Promissory Note, Closing Disclosure, initial escrow disclosures, privacy notices, and most lender specific acknowledgments that only require signatures or initials.
• Jurat vs acknowledgment: Affidavits and sworn statements use a jurat with an oath or affirmation. The Deed of Trust and similar instruments use an acknowledgment to confirm identity and voluntary execution.
• Non borrowing spouse: In community property scenarios, a non borrowing spouse may need to sign certain title documents. The specific pages and notarizations depend on title instructions and vesting.

Lake Mead Mobile Notary verifies identity, checks each certificate for Nevada compliance, and follows title and lender instructions so the package funds without delay. For help, book online or call (702) 748-7444.

Most title companies require using their own notaries for real estate closings to maintain chain of custody, ensure compliance with specific lender instructions, and manage liability. While your own notary is legally valid in Nevada, title companies contractually mandate their selected notaries. Using an unauthorized notary can lead to rejection, closing delays, or escrow complications.

Why Title Companies Insist on Their Notaries:

Title companies coordinate with lenders, insurers, and county recorders—all of whom have specific requirements. They need notarization consistency and direct communication with the notary handling your closing. They also carry errors & omissions (E&O) insurance that covers their contracted notaries, which may not apply to independent notaries.

🔑 Can You Use Your Own Notary?

In rare cases, yes—but only with prior written approval from:

• The title company (may have exceptions for scheduling conflicts)
• Your lender (may require their approval)
• The seller's title company (if using separate title agents)

📋 Legitimate Reasons for Exception Requests:

• Your notary has existing relationship and coordination history
• Title company's notary has scheduling conflicts or excessive travel costs
• Out-of-state remote notarization is the only practical option
• Your notary is bonded, insured, and Nevada-commissioned

⚠️ Best Practice:

Always disclose your preferred notary to the title company early in the transaction. Get written approval in advance. If they refuse and delays occur, professional notaries in Summerlin and Water Street can coordinate with title company staff to facilitate acceptance or serve as backup if needed.

Related Questions

• What Happens If a Deed Is Notarized Incorrectly—Can It Be Fixed?
• How Do You Close Real Estate When Buyer Is Out of State and Can't Attend Closing in Person?
• Why Do Banks Refuse to Notarize Documents They Prepared?