REO occupancy checks begin with exterior observations such as vehicles, blinds, trash service, and door or window conditions. When your file calls for posting, we place a compliant door tag and capture a clear photo of the posting and entry. If needed, a brief neighbor attempt can help confirm recent activity. These steps are provided through Occupancy Verification and, when the structure appears empty, Vacant Property Condition Check. Exterior views are documented via Exterior Only Property Inspection and interiors are added through Interior and Exterior Property Inspection when authorized. Coverage includes Green Valley Ranch Neighborhood, Seven Hills, Inspirada, Silverado Ranch, Southern Highlands, Mountains Edge, Centennial Hills, and Desert Shores. Results include time stamped photos and a simple status line your team can file.

Request Interior and Exterior Property Inspection when your team needs proof of habitability, confirmation of use, or renewal and diligence photos. This adds suites, public areas, and simple utilities when accessible. Choose Exterior Only Property Inspection for rapid condition checks, signage and posted hours, parking and loading views, and hazard notes. For underwriting, add Business Verification SV0001 SV0002 or Occupancy Verification. Service windows cover Aliante, Sun City Summerlin, Sun City Anthem, Del Webb Las Vegas, the UNLV Campus Area, North Las Vegas Airport, Sunrise Mountain, and Anthem Estates.

With properly notarized NVL-003 Dormant Vehicle Affidavit, Nevada DMV reinstatement costs $252 total. Without NVL-003 (because you drove during the lapse), you face operating without insurance court penalties of $500-$1,000 for first offense, $1,000-$1,500 for second offense within 3 years, plus the $252 DMV reinstatement fee, totaling $752-$1,752.

This cost difference explains why NVL-003 generates so much discussion across insurance forums. The savings are substantial, but only if your situation legitimately qualifies (vehicle was truly not driven during suspension).

💰 Complete Cost Breakdown by Scenario:

📋 What's Included in the $252 DMV Reinstatement Fee: This is Nevada's standard registration reinstatement fee when insurance compliance is restored. It applies whether you use NVL-003 or pay court penalties. The difference is that NVL-003 lets you avoid the additional $500-$1,500 operating without insurance fines by certifying the vehicle was never driven.

⚠️ Why NVL-003 Must Be Notarized: DMV requires proper jurat notarization because the affidavit is your sworn legal defense against operating without insurance charges. Without notarization, DMV rejects the form and requires the court penalty route. Mobile notary service costs $45 for NVL-003 notarization, providing immediate savings of $455-$1,405 compared to the operating penalty route.

💡 The Math for Honest Drivers: Insurance payment failed, you parked the car immediately, used rideshare for 2 weeks until you noticed the lapse. Your costs with NVL-003: New insurance ($400-800 for 6 months) + NVL-003 notarization ($45) + DMV reinstatement ($252) = $697-$1,097 total. Without NVL-003 you'd pay: Same insurance + court fine ($500-$1,000) + DMV fee ($252) = $1,152-$1,752. The notarized NVL-003 saves you $455-$655 by documenting that you acted responsibly when you discovered the lapse.

🏠 We provide same-day NVL-003 notarization at your home throughout Silverado Ranch, Henderson, and all of Clark County, ensuring proper jurat certificates that DMV accepts for the lower reinstatement fee.

Related Questions

• What if I drove my car during the insurance lapse? Can I still file NVL-003?
• What supporting documents does DMV require with NVL-003?
• How long does DMV take to process NVL-003 reinstatement?

A Property Condition Report includes a structured exterior set followed by optional interior frames. Exteriors cover front, side, and rear elevations, address markers or mailbox ID, parking and approaches, access points and fencing, lighting, and visible hazards using Exterior Only Property Inspection. Where applicable, we add signage and posted hours in a consistent order that works for owners and lenders. If access is permitted, interiors add public areas and rooms plus simple utility indicators through Interior and Exterior Property Inspection. Presence checks and posting photos are handled with Occupancy Verification, and any claim items can include Loss Draft and Damage Inspection. Service covers Paradise, Enterprise, Winchester, Whitney, Henderson, Green Valley South, Downtown Las Vegas, and North Las Vegas. All images are time stamped and delivered in a lender ready sequence.