Banks and credit unions require notarized bills of sale for all financed vehicle purchases in Nevada to verify transaction authenticity, prevent fraud, and establish clear loan collateral documentation. Mobile notary service coordinates buyer-seller signings at **$45 for single documents** or **$55 for multi-document packages** including title transfers throughout Summerlin and Las Vegas Valley.

Financial institutions refuse loan disbursement without notarized bills of sale because notarization provides legal proof that both parties willingly executed the transaction and that signatures are authentic. Lenders use notarized bills of sale to perfect security interests in vehicles and ensure title documentation meets state and federal lending compliance standards.

🏦 Lender Notarization Requirements:

• All bank-financed private party purchases require notarized VP-104 bills of sale
• Credit unions mandate notarization for loans over $5,000 regardless of Nevada law
• Online lenders (LightStream, PenFed, Consumers Credit Union) require notarized documentation
• Auto loan refinancing often requires notarized bills of sale for vehicle valuation verification
• Buy-here-pay-here dealerships typically notarize all retail installment contracts

📝 Common Lender-Required Documents:

• Nevada DMV Form VP-104 bill of sale with notarized seller signature
• Odometer disclosure statement (often on VP-104 reverse) with notarization
• Lien release from previous lender if paying off existing loan
• Title transfer assignment with notarized seller signature
• Purchase agreement or sales contract showing agreed price and terms

Related Questions

• Does Nevada DMV require bill of sale notarization?
• Can mobile notary notarize bill of sale same day?
• How much does mobile notary cost in Las Vegas?

Yes. A Property Manager or Agent may sign the utility affidavit if they show written authority to act for the owner. Utilities often require a specific Power of Attorney or a Management Agreement that explicitly authorizes utility actions. Many providers also ask that the authorization itself be notarized. Without verified capacity, the counter will reject the filing.

We notarize both the agent’s authorization and the affidavit in one visit across Southern Highlands, Green Valley Ranch, Seven Hills, and Rhodes Ranch. See Power of Attorney, Affidavits and Sworn Statements, and Notary with Witnesses Provided.

An Acknowledgment is used for documents such as deeds, easement grants, and homestead declarations. The notary confirms the signer’s identity and that the signature was made willingly. The signer may sign in front of the notary or acknowledge a prior signature. A Jurat applies to sworn statements such as owner or title affidavits. The signer must appear, take an oath or affirmation, and sign in the notary’s presence. Choosing the correct certificate prevents recording rejections and title delays. We handle both certificate types for clients in Las Vegas, Henderson, North Las Vegas, and Boulder City. See Affidavits and deed services: Grant Deed, Quitclaim Deed, and Warranty Deed.