Add Loss Draft and Damage Inspection when storms, water leaks, theft, vandalism, or insurance activity requires clear photo documentation. We capture wide and detail frames of affected areas, utilities or equipment related to the claim, and work in progress when repairs begin. If access is permitted, interiors are added through Interior and Exterior Property Inspection. Exterior context and hazard notes come from Exterior Only Property Inspection. When the structure is empty or unsecured, use Vacant Property Condition Check and add Construction Progress and Draw Inspection for rehab milestones. Coverage includes Green Valley Ranch Neighborhood, Seven Hills, Inspirada, Silverado Ranch, Southern Highlands, Mountains Edge, Centennial Hills, and Desert Shores.

No. The NVL-003 Dormant Vehicle Affidavit is a sworn statement under penalty of perjury that your vehicle was not operated on public roads during the entire insurance lapse and registration suspension period. If you drove the vehicle even once during that time, signing NVL-003 would constitute perjury, a felony offense in Nevada.

This is the most agonizing situation discussed across insurance and legal forums: discovering your insurance lapsed weeks ago, having driven to work or the store a few times before noticing, and now facing an impossible choice. The legal reality is harsh but clear:

• If you drove during the lapse: You cannot legally file NVL-003. You must pay operating without insurance penalties through traffic court ($500-$1,000 first offense, $1,000-$1,500 second offense within 3 years)
• If the vehicle was truly dormant: NVL-003 with proper notarization protects you from operating without insurance charges and reduces reinstatement fees
• If you're uncertain: Consult a Nevada traffic attorney before signing any DMV affidavits. Perjury carries more severe consequences than the original violation

⚠️ Why DMV Requires Sworn Affidavit (Not Simple Form): Nevada law treats operating a vehicle without insurance as a serious misdemeanor. The NVL-003 sworn affidavit exists to help honest drivers who immediately parked their vehicles avoid criminal penalties. Because you're swearing under oath with notary witness, false statements are prosecutable as perjury. DMV can and does investigate suspicious NVL-003 filings, especially if there are reports of the vehicle being driven, parking tickets issued during the suspension period, or traffic camera records.

💡 The Honest Path Forward: If you drove during the lapse, the correct process is: (1) Obtain new insurance immediately, (2) Consult traffic attorney about penalty options, (3) Pay operating without insurance fines through court, (4) Complete DMV reinstatement with proof of court compliance. Total cost: $700-$1,500 depending on circumstances. Attempting to avoid this through false NVL-003 adds perjury charges (felony) and DMV fraud penalties to your existing problems.

🏠 When NVL-003 IS Appropriate: Insurance payment failed, you discovered it within days, immediately parked the vehicle and took rideshare/public transit, obtained new insurance, and can truthfully swear the vehicle never moved during the lapse. In this case, NVL-003 with proper notarization at your Paradise, Henderson, or Las Vegas home legitimately protects you from operating without insurance penalties.

Related Questions

• How much are the reinstatement fees with NVL-003 vs. without it?
• What supporting documents does DMV require with NVL-003 to prove dormancy?
• What are Nevada's penalties for operating without insurance?

Yes. A Property Manager or Agent may sign the utility affidavit if they show written authority to act for the owner. Utilities often require a specific Power of Attorney or a Management Agreement that explicitly authorizes utility actions. Many providers also ask that the authorization itself be notarized. Without verified capacity, the counter will reject the filing.

We notarize both the agent’s authorization and the affidavit in one visit across Southern Highlands, Green Valley Ranch, Seven Hills, and Rhodes Ranch. See Power of Attorney, Affidavits and Sworn Statements, and Notary with Witnesses Provided.