HELOC and refinance packages share many core forms, yet they differ in the number of pages, notarized documents, and post-signing requirements. A refinance commonly includes a Deed of Trust that must be notarized, plus lender and title affidavits that may require jurats. A HELOC often has fewer notarized pages but can include bank-specific riders and disclosures that require initials throughout the set.

• ID and name matching: Both package types require valid government issued ID that matches vesting. Some lenders request two forms of ID for HELOCs. We follow the assignment directions precisely.
• Notarized pages: Refinance sets almost always include a notarized Deed of Trust. HELOC sets may include a Deed of Trust or a similar security instrument depending on the lender. Affidavits that require a jurat appear in both package types when instructed by escrow.
• Right to Cancel: Both often include Notice of Right to Cancel for each borrower where applicable. The number of copies and initials are controlled by lender instructions.
• Scan backs and drop: HELOC assignments frequently request same-day scan backs before drop. Refinance files may require partial or full scan backs. We provide clean scans and carrier drop with tracking.

Lake Mead Mobile Notary guides the table, checks signature and initial blocks, and returns the file according to title requirements. Schedule a Downtown Summerlin appointment that fits your workday. Book online or call (702) 748-7444.

Nevada DMV Financial Responsibility Unit typically processes DLD-68 affidavits within 10-15 business days after receipt. During peak filing periods (post-holiday weekends, summer travel months), processing may extend to 20 business days. Drivers should keep mailing receipts and notary-sealed copies as proof of compliance until DMV updates their license record.

Reddit users in r/Vegas and r/Reno consistently report frustration with the lack of immediate confirmation. Unlike online renewals, DLD-68 submissions receive no automated acknowledgment. You can check your license status at dmv.nv.gov or call DMV's Financial Responsibility Unit at (775) 684-4368 to confirm receipt. Mobile notaries who provide professional affidavit services typically give clients sealed duplicate copies and time-stamped documentation for DMV verification if questioned during the processing window.

⏱️ Processing Timeline:

• Days 1-3: USPS delivery to DMV Financial Responsibility Unit (certified mail recommended)
• Days 4-8: DMV staff review affidavit for completeness, notary seal validity, and supporting documents
• Days 9-15: DMV enters filing into system; license suspension hold removed if affidavit approved
• Days 16-20: Confirmation letter mailed to your address on file (optional; not always sent)

📋 Proof of Compliance: Drivers throughout Downtown Summerlin, Henderson, and North Las Vegas frequently request notary-sealed extra copies of their DLD-68 to carry in their vehicle during the processing period. If stopped by law enforcement, you can show proof of filing before DMV's computer system reflects the update.

Related Questions

• Can I submit the DLD-68 form online or through email?
• What's the difference between a police crash report and the DMV's DLD-68 affidavit?
• What can I do if DMV rejects my DLD-68 submission?

When the Grantor is a Trust, LLC, or Corporation, the signer must show both identity and authority to sign for that entity.

• Trusts: A recent Trustee Certificate or Certification of Trust naming the acting trustee(s).
• LLC/Corporation: An Operating Agreement or Corporate Resolution that gives the manager, member, or officer power to sign the easement.
• Document match: The title printed near the signature line should match the capacity shown in your paperwork, for example “Jane Doe, Trustee.”
• Recording readiness: We complete a Nevada acknowledgment that reflects the signer’s capacity so the Recorder can index the instrument correctly.

We handle trustee, manager, or officer signings across Anthem, Spring Valley, Henderson, and Boulder City. See Trusts and Estate Documents and Power of Attorney.