No. Banks do not typically notarize deposit slips, even for large cash deposits ($10,000+). Banks are required by federal law (Bank Secrecy Act) to report large cash deposits to the IRS via Currency Transaction Reports (CTR), but they don't use notarized deposit slips to satisfy this requirement. Bank notaries often refuse to notarize deposit slips because deposit slips are transactional documents, not legal documents requiring notarization.

What Banks Actually Require for Large Deposits:

Banks rely on their own internal reporting procedures for IRS/AML (Anti-Money Laundering) compliance, not notarization. Deposits over $10,000 trigger automatic CTR filing—this is mandatory reporting, not optional protection. Notarization of deposit slips adds no legal value and creates confusion about why it's requested.

💰 When Notarization Might Be Confused with Deposit Requirements:

• Businesses receive informal advice to "notarize" large transactions for protection
• Accounting departments misunderstand AML compliance procedures
• Third-party documentation of deposit intent (incorrectly thought to require notarization)
• Gift letter accompanying large deposits (which may need notarization, but the deposit slip doesn't)

⚖️ What Actually Needs Notarization for Bank Compliance:

If your situation involves Gift Letters or Affidavits explaining the source of deposits, those documents may require notarization. Contact your bank's legal or compliance department to clarify exactly which supporting documents need notarization. Professional notary services in Vista Pointe and Summerlin provide same-day notarization for legitimate compliance documents.

Related Questions

• What If You Need Notarization for a Corporate Resolution After Bank Hours?
• Can You Get a Bank's Signature Card Notarized by a Different Notary Than the Bank Requires?
• Can You Use a Bank Notary for Non-Bank Documents if You're Not a Customer?

Yes, you can proceed with VP-147 lien sale even if certified mail returns as "undeliverable," "attempted - not known," or "refused." Nevada law requires you to attempt proper notification at the DMV-registered address, but you're not responsible if the owner moved without updating their address or refuses to accept the letter. The key is documenting your good-faith notification attempt.

This is the second most discussed lien sale question on automotive forums and r/legaladvice. Tow operators panic when certified mail comes back weeks after sending, thinking the entire lien sale process must start over. That's not correct. What matters is that you sent notification to the correct address on file with Nevada DMV at the time you mailed it.

📋 How to Document Undeliverable Certified Mail for VP-147:

• Keep the returned envelope: The envelope with USPS markings showing "undeliverable," "moved - no forwarding address," "refused," or "unclaimed" is your proof of notification attempt
• Keep the certified mail receipt: The green receipt showing you sent certified mail on [date] to [address from DMV records]
• Make copies for your VP-147 packet: Include copies of both the receipt and the returned envelope with your notarized VP-147 when submitting to auction or DMV
• Note the return date on your VP-147: In the notification section, write "Certified mail sent [date], returned undeliverable [date] - proof attached"

⚠️ Critical Distinction - Undeliverable vs. Never Sent: Nevada courts and DMV distinguish between "mail returned undeliverable" (proper notification attempt) and "mail never sent" (no notification attempt). If you skip certified mail entirely and claim the owner "couldn't be found," your VP-147 will be rejected and you could face liability for wrongful sale. But if you can prove you sent certified mail to the DMV-registered address and USPS returned it undeliverable, you've met Nevada's notification requirement.

💡 The 30-Day Waiting Period Starts When You Mail It: Confusion exists about when the clock starts. The 30-day waiting period begins on the date you send certified mail, not when it's delivered or returned. Example: You mail certified letters on May 1st to owner and lienholder. Owner's letter is delivered May 4th (signed green card returned). Lienholder's letter returns undeliverable May 8th. You can still proceed with lien sale on June 1st (30 days after May 1st mailing date) because you attempted notification to both parties.

🏢 Real-World Example from Las Vegas Tow Yard: Tow company in Boca Park area towed abandoned vehicle from apartment complex. DMV records showed owner at an address in Henderson. Certified mail sent September 1st, returned "moved - no forwarding address" September 9th. Tow company kept the returned envelope, waited until October 2nd (31 days after mailing), then had VP-147 notarized at their facility. Auction accepted the vehicle because notification attempt was properly documented. The vehicle sold, title transferred to buyer with no issues.

⚠️ When Undeliverable Mail Becomes a Problem: If certified mail to the lienholder (bank) returns undeliverable AND you cannot locate the bank through research (merger, acquisition, failure), consult an attorney before proceeding. While owner notification can be satisfied with undeliverable mail, lienholder notification may require additional steps if the lien is recent and valuable.

Related Questions

• Do I need to notify both the owner AND the lienholder for VP-147?
• After lien sale, do I owe excess auction money to the owner or bank?
• How many certified letters do I actually need to send for Nevada VP-147?