Neighborhood

Lake
Mead

Mobile Notary

Meridian at Cadence

89015, 89011

As a new resident of Meridian at Cadence, you can count on Lake Mead Mobile Notary to handle all of your notarization needs. We provide fast and reliable mobile notary service directly to your new home in Henderson. From real estate documents and lease agreements to powers of attorney, our certified notary will come to you at your convenience, even on evenings and weekends.

Meridian at Cadence is a new townhouse community by Woodside Homes in Henderson, located within the popular Cadence master-planned community. The community offers modern, low-maintenance living with access to over 450 acres of parks, trails, and amenities like splash pads.

Zip Codes Covered

89015, 89011

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Do I need to send certified mail to BOTH the vehicle owner AND the lienholder (bank)? What if I can't find the lienholder information?

Yes. Nevada law (NRS 108.270) requires you to send certified mail, return receipt requested, to both the registered owner AND all lienholders shown on the DMV title record. Missing either notification invalidates your entire VP-147 lien sale process, even if you properly notified the owner. This is the number one reason auction houses reject VP-147 submissions from tow operators.

The confusion is understandable. A former tow operator explains on automotive forums: "Tow company has to send 3 certified letters to both the titled owner and the lien holder over about 6 week period before they can lien sale the vehicle." But what happens when the lienholder is a bank that merged, went out of business, or has an outdated address on the DMV record?

πŸ“‹ Nevada's Dual Notification Requirement Explained:

  • Registered owner notification: Required because they own the vehicle subject to the lien. Must use address from DMV registration records, even if you know it's outdated
  • Lienholder notification: Required because they have a secured interest in the vehicle. The lender loaned money against the vehicle and has first rights to any sale proceeds
  • Multiple lienholders: If DMV records show two lienholders (first lien and second lien), you must notify both separately
  • Timing: Send both certified letters on the same day; the 30-day waiting period runs from the date of mailing

⚠️ What If You Can't Find Current Lienholder Information? If the lienholder on DMV records is a bank that no longer exists (merged, acquired, or failed), you have several options:

  • Research the successor bank: Wells Fargo acquired Wachovia, Chase acquired WaMu, etc. Send certified mail to the current entity at their registered agent address
  • Contact Nevada DMV Title Research: They can sometimes provide updated lienholder contact information for lien sale purposes ($15 title search fee)
  • Document your good-faith effort: Keep records of your research attempts (internet searches, phone calls to bank customer service, successor bank inquiries). If certified mail returns undeliverable, this documentation supports your VP-147
  • Consider legal consultation: For high-value vehicles or complex lien situations, consult an attorney before proceeding with lien sale. Wrongful sale to a vehicle with valid lien = potential lawsuit

πŸ’‘ The Most Common Mistake: Tow operators send certified mail only to the registered owner, assuming the bank "knows" the vehicle was towed because the owner stopped making payments. Wrong. The lienholder must receive independent notification of the impending lien sale. Without proof of certified mail to the lienholder (green return receipt or returned undeliverable envelope), your notarized VP-147 affidavit will be rejected by Pahrump auctions, Copart, IAA, and DMV during title transfer processing.

🏒 We provide on-site VP-147 notarization at tow yards throughout Aliante, North Las Vegas, and Clark County. During your notarization appointment, we can review your certified mail documentation to ensure both owner and lienholder notifications are properly documented before you sign the affidavit under oath.

Related Questions

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How much should I budget for notarizing timeshare resale and exit documents in Southwest Las Vegas?

In Southwest Las Vegas, cost reflects document count, acknowledgment versus jurat, witness needs, after hours, and travel zone. Expect a base per signature fee plus a mobile service component. You can lower cost by preparing IDs and completing all pages before the visit. Book online for a fast estimate. For related verifications, see inspection types.

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What does after hours notary service cost in Las Vegas?

After hours notary service in Las Vegas typically costs $85-$159, depending on the time, day, and complexity. Weeknight emergencies start at $85, weekend service begins at $95, and holiday service starts at $99. Hospital visits range from $99-$159 due to additional coordination required. Urgent legal deadlines and business emergencies may have higher rates starting at $125. All pricing includes travel throughout Las Vegas Valley and professional notarization service. Final pricing depends on document complexity, location, and urgency level.

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Can a loan signing agent come to my home in Las Vegas?

Yes, Lake Mead Mobile Notary provides mobile loan signing services throughout Las Vegas Valley. We travel to borrowers' homes for convenient "kitchen table closings," real estate offices, title companies, or any preferred location. Mobile loan signings are perfect for busy families, elderly borrowers, or anyone who prefers the comfort and convenience of not traveling to a traditional closing location. We coordinate with your lender to ensure all documents are prepared properly, arrive at your scheduled time, and handle the complete signing process professionally. Mobile service is available throughout Las Vegas, Henderson, North Las Vegas, Summerlin, and all surrounding areas with no additional travel fees within our standard service zone.

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What if the patient can’t physically sign the document?

Nevada allows signature by mark or signature by proxy under specific conditions. Contact us in advance so we can help determine the correct approach and bring the right certificate.