New Home Closings in Cadence: How Mobile Notary Signings Work in Henderson

Congratulations on your new Cadence home! Whether you've purchased in Heritage at Cadence (the 55+ active adult community), the family neighborhoods near Cadence Park, or one of the newer phases of this expansive 2,200-acre master-planned development, the final step in your home purchase is executing and notarizing your closing documents. While traditional closings require buyers to travel to title company offices—often during business hours—mobile notary service brings the closing directly to your new Cadence address.

Lake Mead Mobile Notary specializes in new home closings throughout Cadence, providing same-day notarization services for warranty deeds, trust deeds, settlement statements, and all required closing documents. We come to your new home, coordinate with your title company and lender, and ensure every signature is properly notarized for recording with Clark County—making your Cadence closing convenient, efficient, and stress-free.

What Documents Need Notarization During a Cadence Home Closing

Nevada real estate closings involve multiple documents requiring notarized signatures. Your Cadence closing will typically include:

Warranty Deed (Grant Deed)

The warranty deed transfers legal ownership of your new Cadence property from the seller (typically the builder like LGI Homes, Toll Brothers, Richmond American, or other Cadence developers) to you. The seller's authorized representative signs the deed, and their signature must be notarized. This document will be recorded with the Clark County Recorder's Office, officially making you the property owner.

Note for buyers: In Nevada, buyers typically don't sign the warranty deed—only the seller (grantor) signs transferring the property. Your signature comes on other closing documents described below.

Deed of Trust (Mortgage)

If you're financing your Cadence home purchase (most buyers are), you'll sign a deed of trust giving your lender a security interest in the property. This document pledges the home as collateral for your mortgage loan. Your signature(s) on the deed of trust must be notarized. For married couples purchasing together, both spouses typically sign even if only one is on the loan.

Common Cadence lenders include Wells Fargo, Bank of America, Quicken Loans/Rocket Mortgage, Caliber Home Loans, and various credit unions. Your lender provides the deed of trust document to the title company for your signature.

Settlement Statement (Closing Disclosure)

The settlement statement (also called HUD-1 or Closing Disclosure under TILA-RESPA rules) itemizes all financial aspects of your Cadence home purchase: purchase price, down payment, loan amount, closing costs, title insurance, HOA transfer fees, and prorated property taxes. While not always requiring notarization, some title companies request notarized buyer signatures on the settlement statement for added protection.

Affidavits and Sworn Statements

Nevada closings typically require several notarized affidavits:

• Title affidavit – Buyer swears there are no judgments, liens, or legal issues that could affect the title
• Identity affidavit – Confirms your legal name, aliases, and Social Security number
• Occupancy affidavit – States whether you'll occupy the home as primary residence (affects financing terms)
• Same-name affidavit – If your name appears differently on various documents (marriage, middle name variations)

HOA Documents and CC&Rs

Cadence is governed by the Cadence Master Association, and your specific neighborhood may have additional sub-associations. You'll sign acknowledgment forms confirming receipt of:

• CC&Rs (Covenants, Conditions & Restrictions) for Cadence and your neighborhood
• HOA bylaws and architectural guidelines
• Annual budget and reserve study
• Community rules and regulations

Some title companies require notarized signatures on HOA acknowledgment forms, particularly for Heritage at Cadence where the 55+ community has additional age-restriction covenants.

Power of Attorney (If Applicable)

If one spouse or co-buyer cannot attend the closing, they can grant power of attorney allowing the other party to sign on their behalf. The POA document itself requires notarization, and the absent party's signature on the POA must be notarized before the closing occurs.

How Mobile Notary Closings Work in Cadence

Mobile notary closings eliminate the need to drive to a title company office in Henderson or Las Vegas. Here's the step-by-step process for completing your Cadence closing at your new home:

Step 1: Title Company Coordinates with Mobile Notary

Your title company or escrow officer contacts us to schedule your closing. Common Cadence title companies include Fidelity National Title, First American Title, Chicago Title, and Stewart Title. The escrow officer provides:

• Your name(s) and contact information
• New Cadence property address
• Preferred closing date and time
• Number of documents requiring notarization
• Special instructions (e.g., both spouses must sign, specific ID requirements)

Direct scheduling option: Alternatively, you can book directly with us at lakemeadmobilenotary.com/book or (702) 748-7444, then provide our contact information to your escrow officer. They'll send us the closing documents electronically.

Step 2: We Travel to Your New Cadence Address

On closing day, our licensed Nevada notary travels directly to your new Cadence home. We serve all Cadence neighborhoods including:

• Heritage at Cadence – The 55+ active adult community with resort-style amenities
• Cadence Park neighborhoods – Family-friendly homes near the 50-acre regional park
• Southshore neighborhoods – Various villages and phases throughout Cadence
• New construction phases – The newest Cadence developments as builders continue expanding

We bring all necessary equipment: Nevada notary stamp and seal, official notary journal, closing documents (received electronically from title company), extra pens, and a portable document surface if you haven't moved furniture in yet.

Step 3: Verify IDs and Review Documents

Before signing, we verify the identity of all buyers:

• Required ID: Valid, unexpired government-issued photo ID (Nevada driver's license, U.S. passport, military ID, or out-of-state driver's license)
• Name matching: The name on your ID must match the name on the closing documents exactly. If there are discrepancies (middle name, maiden name, hyphenation), bring supporting documentation.
• Both spouses: If purchasing together, both parties must present IDs

We then briefly review the closing documents with you, explaining what each document is (deed of trust, affidavits, settlement statement, etc.) and where you'll sign. Important: Notaries cannot provide legal advice about the closing, explain financing terms, or recommend whether you should sign. Questions about document content should be directed to your escrow officer, real estate agent, or attorney.

Step 4: Execute Signatures and Notarize

You sign each document while we witness the signatures. For each notarized signature, we:

• Watch you sign in our physical presence (pre-signed documents cannot be notarized)
• Complete the notarial certificate with date, location, and notary information
• Affix our official Nevada notary seal/stamp
• Sign and date the notarization
• Record the transaction in our official notary journal per Nevada law

Typical Cadence closings involve 8-15 notarized signatures depending on loan type (conventional, FHA, VA), whether it's a cash purchase, and how many affidavits the title company requires. The signing process usually takes 30-45 minutes.

Step 5: Return Documents to Title Company

After notarization, we scan the completed documents and return them electronically to your title company within 2 hours. For overnight closings or time-sensitive situations, we can scan and return immediately from your Cadence property using our mobile equipment.

The title company then:

• Reviews documents for completeness
• Records the warranty deed and deed of trust with Clark County Recorder
• Funds the loan (if applicable)
• Disburses seller proceeds
• Issues title insurance policy

You officially own your Cadence home once the deed records—typically the same day or next business day after signing!

Special Considerations for Heritage at Cadence (55+ Community)

Heritage at Cadence has unique aspects for home closings due to its age-restricted status:

Age Verification Affidavit

Heritage at Cadence requires at least one occupant to be 55 years or older. You'll sign a notarized affidavit confirming you meet the age requirement. The affidavit asks for birthdates and verifies no one under 18 will permanently reside in the home (with limited exceptions for temporary guests).

Additional CC&Rs for Active Adult Community

Heritage at Cadence has supplemental CC&Rs beyond the main Cadence master association rules. These govern use of the community's resort-style amenities: fitness center, pools, pickleball courts, and social clubs. You'll sign acknowledgment of these additional restrictions, and some title companies require notarized signatures on Heritage-specific documents.

Community Clubhouse Alternative

Some Heritage at Cadence buyers prefer closing at the community clubhouse rather than their new home—particularly if they haven't received keys yet or the home isn't ready for occupancy. We can meet you at the Heritage at Cadence clubhouse for your signing if you coordinate access and reserve a private room.

Pricing for Cadence Mobile Closing Notarization

What's included: Travel throughout Cadence, all notary equipment and supplies, document scanning and return to title company, coordination with escrow officer, and professional service. Many title companies pay the mobile notary fee as part of buyer closing costs, so confirm with your escrow officer whether this expense is covered or paid separately.

Common Questions About Cadence Home Closings

Can we close before moving in?

Yes. Many Cadence buyers close before their move-in date—particularly new construction purchases where the home just received final inspection and certificate of occupancy. We can meet you at your new address even if the home is empty (no furniture). Some buyers prefer closing at a coffee shop, the real estate agent's office, or Heritage at Cadence clubhouse if they don't yet have keys.

What if we're still living in our current home?

We can meet you at your current address instead of your new Cadence home. Many buyers prefer this since they're still settled at their existing residence. Just provide your current address when booking, and we'll come there for the closing.

Can we close on weekends or evenings?

Yes! Mobile notary offers flexibility that title company offices don't. We provide evening and weekend closings for busy Cadence buyers who work during business hours. However, document recording (the final step making you the legal owner) only occurs during Clark County Recorder business hours, so weekend closings won't officially record until the following Monday.

What if one of us can't attend the closing?

If one spouse or co-buyer cannot be present (military deployment, out-of-state work, medical reasons), they can grant power of attorney allowing the other party to sign on their behalf. The POA must be notarized separately before the closing occurs. We can handle POA notarization at your location, then coordinate with your title company to ensure proper closing execution using the POA.

Book Your Cadence Mobile Closing Today

Congratulations again on your new Cadence home! Whether you're moving into Heritage at Cadence's active adult community, a family neighborhood near Cadence Park, or anywhere in this vibrant master-planned development, Lake Mead Mobile Notary makes your closing convenient by bringing professional notarization service directly to you.

Same-day closings available when scheduled in advance. We coordinate with all major Henderson title companies. Evening and weekend appointments for working families. Professional, efficient service that respects your time.

Serving all Cadence neighborhoods including Heritage at Cadence (55+ community), Cadence Park area, and all new construction phases. Licensed Nevada mobile notary specializing in real estate closings, new home purchases, and master-planned community services throughout Henderson.

Learn more about real estate closing notarization, property transfer services, Cadence service area, or see our field inspection services.